http://www.quickencommunity.com/webx/.59b4df5b I'm having difficulty getting the correct numbers for out of network providers. The example is a lab test, provided by an out of network lab. I pay the entire cost up front ($295). Insurance allows $160.00, my copay is $56, and insurance sends me a check for $104.00. So my actual responsiblity, and my actual out of pocket expense is $191.00... Mon, 05 May 2008 11:05:02 GMT Web Crossing(r) Unix-v6.0 built Aug 7 2008 14:23:09 (source:1141 2008-08-07 14:01:13 -0700)/Unix-6.0 (http://webcrossing.com/) http://backend.userland.com/rss