Quicken Community: What is the "copay" check box for?

Quicken Community: What is the "copay" check box for? http://www.quickencommunity.com/webx/.efd70d7 I've been wrestling with this all day now and am still confused. When I am entering expenses and am in the "My Payments and Copays" window, there is a checkbox for "Copay." But I can't figure out what it does. Checking it or unchecking it doesn't seem to have any effect on what shows up on the "Deductibles/OOP Max" report. I created an expense with 2 services and checked the box on one and left it unchecked on the other. But when I looked at the report it showed that both amounts were applied toward the deductible. Can somebody explain really slowly what the box is for? Thank you, from one of the slower member of the class... Thu, 22 May 2008 12:05:23 GMT Web Crossing(r) Unix-v6.0 built Aug 7 2008 14:23:09 (source:1141 2008-08-07 14:01:13 -0700)/Unix-6.0 (http://webcrossing.com/) http://backend.userland.com/rss