Has anyone else had a feature like this in their health plan? My current health plan (plan year runs from January to December), as well as one of my previous plans, states that any expenses in the last three months of the calendar year are applied to deductibles for both that year and the following year. Seems like a nice concept, but this means that when I enter my plan years in MEM, they would be 10/1/04-12/31/05, 10/1/05-12/31/06, 10/1/06-12/31/07, and so on. However, if I enter this, I get an error message which says the dates overlap, and the dates I entered will not be accepted.
The only way around this that I can think of, if I want to accurately track my deductibles progress, is to enter some "dummy" transactions, in which I total all of the deductible-applied services from 10/1-12/31 of each year. I would enter this extra transaction on 1/1 of the following year. I'd choose "tax - nondeductible" to avoid throwing off any tax reports, but I'm not entirely sure what else I'm messing up by doing this.
Is this the best way to proceed, or is another way?
p.s. Has anyone else noticed that the spell check on these forums flags "MEM" as a misspelled word?
