I know this is a brand new service and that things will be added as time goes on (which is the beauty of it!), so I figured I would start a thread now for all of the crucial things people might find that it is currently missing. Hopefully this list is obsolete soon :)
1) Budget Tracker
This is a standard feature in every financial product (even Mint, a free service), and could be one of the most useful parts of having this online program accessible on a mobile device. In my opinion, this is a "must have" if I am going to pay for this service.
Hopefully there is simple graphical & textual representation for both local and mobile interfaces. Give me anything graphical except for a pie chart :)
2) Custom Bill Reminders
It seems like Quicken is already on this one, as there is a forum dedicated to "Setting up bill reminders". Hopefully this feature comes soon!
3) Mobile Modifications to Payee Name & Category
Hopefully this is fixed soon, as iPhone & other power mobile users will be disappointed with the steep difference in interactive features between local & mobile interfaces. Right now, the only interactive part to the iPhone interface is entering transactions, and once the transaction is entered it is un-editable until you get back on your computer.
4) Online Bill Pay from both Computer and Mobile (at least computer)
5) Modification of Multiple Transactions
The online interface requires individual editing of transaction payee name, category, notes, etc.. I had to copy paste countless times to successfully name my older transactions from the same payee. A simple shift click (as in all desktop finance applications) should be able to select multiple transactions and modify them all at once.
Split Transactions
How about being able to split transactions...
Is it me, or does the Online Quicken blow away any other version? I've been using it for three days now.
I've used the Mac Version (Awful! I won't go there), Home and Business, and Rental Management all in the last 10 years. I'm really enjoying this version and would wonder why I would even purchase it any more. Am i missing something? Am I going to get addicted to it and then have Quicken start charging me to use it? What's in it for them???? Help me understand it, because I'm ignorant about this stuff!!!
Split Transactions
How about being able to split transactions... Is it me, or does the Online Quicken blow away any other version? I've been using it for three days now. I've used the Mac Version (Awful! I won't go there), Home and Business, and Rental Management all in the last 10 years. I'm really enjoying this version and would wonder why I would even purchase it any more. Am i missing something? Am I going to get addicted to it and then have Quicken start charging me to use it? What's in it for them???? Help me understand it, because I'm ignorant about this stuff!!!
They started the online version with a monthly fee and then they turned it into a free version.
It looks like it will stay free.
I would like to see split transactions. It's been a while since I've used Quicken but I use to split my paycheck out with gross income and the various taxes. This would also be helpful to track bank fees on ATM withdraws. Example $100 to cash & $3.00 to bank fees. Maybe the online version can already do this but I have not been able to crack the code.
would be useful to have the ability to enter more than one email address or phone number for alerts and notices. Also, would be nice to be able to select daily notification on budget category performance so as to know where you stand on a dialy basis.
First I want to say that this is an awesome product, I am amazed by its abilities and the interface is fun, creative, and still functional. Thanks Quicken/Intuit!
I'd love to see a little check box or just a way to mark some transactions as tax deductible, AND, since you added the feature of breaking things down into multiple categories, have it give you the ability to say how much is tax deductible, which categories are tax deductible, and give a reason why it is tax deductible. Also, being given the ability to see only the tax deductible items on one screen (being given the option to, if a transaction was broken down into partly deductible and partly not, see the whole transaction or only the tax deductible piece) and do a print of the items for the week month and year. Having that list also have check boxes would be nice so I can make sure I have all the receipts there too would be a plus.
Also, on the budgeting software being able to break up my goals into daily, weekly, and monthly would be nice.
I hope you guys keep this product as a free service, I know as it gets more and more attention it can very much help the economy of America and more importantly the American people as a whole, as I remember having heard that one year american's average savings was -1%! Thank you for putting so much work and effort into creating this program.
Would like to see an option under regularly scheduled payments where you can input your own interval for regularly paid bills.. for instance, instead of twice monthly, or monthly, quarterly or yearly, I have a bill that gets charged bi-monthly -- every two months. There is currently no option for this.
I've used Quicken Home & Business for many years and need that level of detail and features. But I travel a lot and would like to access my Quicken online. There should be a way to upload data files or sync files from the desktop to the online service. Even if all the features and capabilities are not available online, at least the data would match.
Would like to see an option under regularly scheduled payments where you can input your own interval for regularly paid bills.. for instance, instead of twice monthly, or monthly, quarterly or yearly, I have a bill that gets charged bi-monthly -- every two months. There is currently no option for this.
Would it work for you if you create 6 yearly scheduled payments?
On the trends tab, what I need to know is what is unusual in my spending. I'd like to know when I'm 10% over the average spending for a category, and then be able to easily see the unusual transactions in that category.
I cannot import the data from my Quicken Online account because Quicken Online only downloads to .csv format which is not an import option in 2010.
Teresa
Split transactions works within Quicken just fine, but not when downloading transactions. The export file just has "Multiple" as the Category and doesn't split the transaction.
I would like the export file to split the transaction because most of my financial analytics is done outside of Quicken (I use QlikView to build my own dashboards, charts, gauges, etc.).
My other request is the ability to download account balances, once again, so that I can use that data to build my dashboards and charts in QlikView.
That way I'm not limited to what Quiken has built and I can fully customize the presentation of the data for my needs.
The change that would help me the most is to be able to subcategorize. For example, I could categorize a transaction into a main category, e.g. food, and then sub-categorize it into groceries, dining out, etc. That way I can analyze my overall spending on food and break it down to see how I can make adjustments based on each category of food. This would make tracking my spending much easier in the pie chart.
Can the upcoming / pending transactions be somehow reflected in the trends and goals categories. Even if they would be represented by a differnt color then those transactions that have already cleared my accounts. With there often being a week lag time between the time I make a debit card purchase and the time it actually posts on my quicken page its often hard to know exactly where I stand with regard to my budget. While quicken may say I have $100 left to spend on groceries I may not actually have that much if not all of the transactions have cleared through quicken yet. I don't understand why the transactions can post to my bank's website several days before they are made available to quicken. This makes staying on budget more challenging especially at the end of the month.
Bill pay is essential. Combined with the "what's left" feature and budget goal tracking, I think you will have a killer app here. Banks won't do this because they can't figure out how to handle recurring transfers, and they won't show future bill pays as part of a future balance (because it's not what they would call a "real" balance). But knowing what's left after submitted bill payments clear is critical to managing our finances. I hope you are working to integrate bill pay ASAP. It seems you would have this soon since you already support this via desktop products.
Amortizing expenses. I prepay for auto insurance, I would like to see it in smaller amounts the whole year, not just the lump sum. Somehow I need to be able to split the transaction and modify the dates.
VISA:I AM JUST TRYING TO FIND PAYMENT DUE DATE AND TOTAL AMOUNT REQUIRED TO FULLY PAY BALANCE DUE ON THAT DATE.(TO AVOID INTEREST). A SMALL 'RECURRING' PAYMENT MAY HAVE BEEN MADE WHICH TRIGGERS A 'NO PAYMENT DUE' MESSAGE.
I agree with the earlier poster that Quicken Online needs to allow Income categories to be viewed in the GOALS overview so that one can compare monthly income to monthly expenses.
I'm new to this program and financial software in general, but here are a few quick thoughts - more graphical representation. I see a few pie charts and things I like, but I was looking at my credit card account and wondering how well I'm doing at paying it off and was thinking a line graph of my declining balance over the last 6 months or so would really help me see the progress I'm making. Second, I was looking at the trends tab to see how I've been doing for the last month or two and noticed a glaring problem - it states that I had more money going out than in during a particular period, but neglected to calculate based on what I had in my account already. For example if it showed me spending $2000 during the month of Jan, but only taking in $1000 (not counting the paycheck I got on Dec 31 and the starting positive balance I had on Jan 1). I backed up the time frame a month to correct, but then it missed my previous month's starting balance. Trends should include inflow and outflow, but what the starting balance was as well.
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